Renewal terms, checked against last year’s policy.
Taldra reads the expiring policy and the insurer’s renewal terms, lists the changes it found with the page each one came from, and drafts the renewal report on your firm’s template. Your handler reviews every change and decides what goes to the client.
For UK commercial brokers.
| Item | Expiring | Renewal | Source | Review |
|---|---|---|---|---|
| Business interruption indemnity periodReduction in cover | 24 months | 12 months | Aviva renewal schedulePage 4 Section 3. Business interruption Basis of coverGross profit Sum insured£1,850,000 Cited line: Indemnity period12 monthsIncreased cost of working£100,000 | |
| Property damage excess | £1,000 | £2,500 | Aviva renewal schedulePage 2 Section 1. Property damage Buildings£3,200,000 Machinery and plant£1,400,000 Cited line: Excess£2,500 each and every lossSubsidence excess£2,500 | |
| Cyber exclusion | Not present | CYX02 added | Aviva renewal schedulePage 11 Endorsements SEC01Minimum security FLD03Flood excess Cited line: CYX02Cyber exclusionSAN05Sanctions limitation | |
| Public liability limitNo change | £5m any one occurrence | £5m any one occurrence | Aviva renewal schedulePage 6 Section 5. Liability Employers’ liability limit£10,000,000 any one occurrence Cited line: Public liability limit£5,000,000 any one occurrenceProducts liability limit£5,000,000 in the aggregate | |
| Premium | £24,850 | £27,340(+10.0%) |
12 changes found, 6 material. Showing 5.
How it works
Upload the documents.
The expiring policy and the insurer’s renewal terms, as PDFs.
Review what changed.
Each change links to its page. Accept it, correct it or reject it. Corrections are logged.
Generate the renewal report.
On your letterhead, with page references, ready for your second check.
What it will and won’t do
Every statement shows its source.
If it can’t find something in the documents, it says so.
A person decides.
Your handler reviews every change. Nothing is approved automatically.
It never sends anything.
No emails to clients or insurers. You send from your own systems as today.
Your broker system stays the record.
Taldra sits beside Acturis, Open GI or Relay. It doesn’t replace them.
Who it’s for
UK commercial brokers handling mid-market renewals that are too detailed for e-trading: commercial combined, property and liability. If your handlers already paste renewal PDFs into Copilot to compare them, Taldra does that comparison as part of the renewal and keeps a record of what was checked and who decided.
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